Since 1997 Urwego Opportunity Bank (UOB) has been serving Rwandans who are economically-active but whose banking needs are underserved. As a Christian microfinance bank, UOB seeks to provide opportunities for those in poverty to transform their lives, not only economically, but socially and spiritually.

All Across Africa and Opportunities Across Africa staff members have been trained in UOB’s Holistic Life Improvement (HLI) modules that provide a unique service of giving specific advice to promote holistic transformation. The modules cover three broad areas: Business Management, Household Financial Management, and Health Management.